feat(scroll): report a panel that cannot reach its refresh cap, and suggest one it can hold

Scroll speeds are solved against display.hardware.limit_refresh_rate_hz,
which is only a ceiling. A panel that cannot reach it still moves whole
pixels per frame, but every scroll runs slow by the shortfall and the
"smooth" ladder is the cap's, not the panel's. A user rig (Pi 4, 2x128x64,
adafruit-hat-pwm, pwm_bits 9, gpio_slowdown 5) measured 107.6-113.1 Hz under
a 120 Hz cap: 60 px/s ran at 55, and nothing said why.

- scroll_config: refresh_shortfall() (more than 3% under the planned rate),
  holdable_cap() (a multiple of 10, 5% under the measurement, since the
  measurement is the fast end of an uncapped panel's drift), and
  describe_refresh_shortfall().
- FrameTimingRecorder.plan_refresh(): once the measured period has held for
  three trusted windows, a shortfall is logged once as a warning naming the
  cap to use. DisplayManager calls it only for a real panel, not the
  emulator or the fallback canvas. The stats file records
  planned_refresh_hz (additive).
- GET /api/v3/config/refresh-rate, plus a hint under the Display tab's
  Limit Refresh Rate field with a button that fills in the suggested cap.
- _panel_refresh_hz (behind the Vegas slider's advice) ignores a measurement
  written under a different cap, so a changed cap stops being advised from
  the old rate before the display restarts.

Verified on ledpi with a temporary 200 Hz cap: the warning logged about a
minute after the restart ("about 132 Hz ... Set Limit Refresh Rate to
120 Hz"), the endpoint returned the same shortfall, and the Display tab
showed the hint; its button filled in 120. ledpi was restored afterwards.

Co-Authored-By: Claude Opus 5.5 <noreply@anthropic.com>

test/fixtures/api_v3_url_map.json

@@ -175,6 +175,15 @@
       "POST"
     ]
   ],
+  [
+    "/api/v3/config/refresh-rate",
+    "api_v3.get_refresh_rate",
+    [
+      "GET",
+      "HEAD",
+      "OPTIONS"
+    ]
+  ],
   [
     "/api/v3/config/schedule",
     "api_v3.get_schedule_config",